jiya83095
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Jan 18, 2024
3:22 AM
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SoFi Bank is a new bank that has received mixed reviews. Here are the main things to consider:
Positives:
1. Competitive interest rates: SoFi offers high interest rates on checking and savings accounts, which is attractive to customers who want to earn more money.
2. No monthly fees: SoFi accounts don't have minimum balance requirements or monthly charges, so customers don't have to worry about hidden fees.
3. Early direct deposit: SoFi Direct Deposit allows customers to receive their pay up to two days early, which is a nice benefit.
Negatives:
1. Limited physical presence: SoFi is primarily an online bank and doesn't have physical branches, which can be inconvenient for customers who prefer face-to-face interactions.
2. Customer service issues: Some customers have had problems with SoFi's customer service, experiencing long wait times or difficulty resolving issues.
3. High interest rates on loans: Even though SoFi offers high interest rates on deposits, their loan rates can be higher than those of traditional banks. Thus this is a short sofi bank reviews
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